Beauty Is, Very Often, Only Skin Deep

By Deb Coco

What is it that makes a college or university desirable?  Is it rankings?  Graduate school placement? Athletic programs?  Depending on whom you ask, the answer can be quite different.  However, the one constant, year in and year out, is that a handful of “brand name schools” will be coveted by students and parents alike.  And we’re not just referring to the Ivy League, although they remain the most sought after acceptances.  Those schools, are however, also unattainable for most students, thus off the table. But I’m referring to the “sexy” schools – the ones students desire usually because of things they’ve heard from other students or parents or seen in an expensive, four-color brochure.

We will use Villanova as an example.  For the past decade, this University has seen a steady uptick in applicants and, as an admission’s coach, it’s the one school almost EVERY single one of my students desires.  What is interesting is the reason students give me when asked “why Villanova?”

Of course, this year it’s out of control – with Villanova’s NCAA Basketball Championship, their desirability skyrocketed and their applicant pool is expected to triple.  So an already extremely competitive school just shot off the charts for most “average” and many “above average” students.  But is that the reason to select a school?  I’ve inquired of all of my students who have “Nova” as their “top choice” why exactly IS it their #1 choice?  And I’ve been shocked by the answers, which vary from “I don’t know, I think the campus is really awesome” to “it’s a cool school” to “everyone I know is applying.”

And therein lies the caveat; a “skin deep” reply to an important question.  At The College Advisor of New York, we work 1:1 with students throughout the process, searching for the right fit school for each of them as individuals.  This means that the academic rigor must match the student’s abilities, the majors and schools must match the student’s goals, and the finances must match the family’s ability to pay.  So when we compile a list of schools for students, they mirror that student based on facts.

Brand name schools are the wild card in the process.  At some point as almost every student works with us, either that student or their parent will inquire “what about X school?  Shouldn’t we look there?” Boston College,  Villanova,  Hamilton, Wake Forest to name just a few; trendy schools with price tags to match.  Don’t get me wrong – these are all EXCELLENT schools – but they are no value and thus, most students and their families will go into debt figuring out how to swing a close to $300,000 college “experience.”  Often looking at those schools and deciding for oneself, is the best medicine, and then consider the facts; Those I’ve listed here (and about 50 more in the same category) now cost between $65,000 and $70,000 A YEAR.  Since I’ve been writing for The College Advisor, that figure just keeps creeping up.  And for what?  Are these colleges that much better?  Will attending one of them change the course of a student’s life?  By and large, the answer is a resounding “NO.”  What will change a student’s life is going to a school where they are able to study without the fear of impending debt, where they can find internships that will equip them for the job market upon graduation, and excel in their major so they stand out in the huge graduation pool.  Having a “cool” college sticker on your car is the equivalent of buying a BMW you know you can’t afford but feel you must have to drive by the neighbors; not a smart investment.

There are thousands of colleges and universities in this country and many of them are still a value; schools which still reward top students based on their academic merit (which NONE of the brand name schools do) and who seek those top students and reward them accordingly.  However, there will always be families who feel that it is “important” for their child to attend “that” school; ultimately it is a personal choice.  Our goal at The College Advisor of New York is to provide the facts and guide families through a complicated process.  At the end of the day, they must decide for themselves if gold really does glitter.

The Bottom Line: Why College VALUE and PRICE are suddenly bigger than prestige

It’s one of the things that make working in the world of college admissions so interesting; each year is different.  It seems that no two admissions cycles are the same and when we gathered as coaches to reflect on what was unique to this past year, a common thread was woven through each of our experiences . . . affordability.

This was the first year that I heard students use the words “value, cost, and financial aid” BEFORE their parents mentioned it.  It was astounding, and was proof that the pendulum really has swung to the point where cost and value matter more to some families than prestige.  Of course, this does not apply to every family.  There are always those who can afford the brand name colleges and who feel it is important to attend one.  However, more and more of our clients are placing higher importance on cost.  And is it any wonder?  The cost of a four year undergraduate education continues to rise, even as salaries do not.  Many parents are looking at an education for each child that may exceed $250,000 and many will not see any financial aid.  Even public schools have eclipsed the $100,000 mark.  So what is a family to do when facing the second biggest expense in their lives?  First, hire a qualified and experienced college admissions consultant so you understand how the world of college financial aid works.  It is important to not rely on your financial advisor or accountant for this advice; college admissions aid is a world unto itself.

When we meet with families at the beginning of our process, a financial aid analysis is one of the first bases we cover.  Application time is NOT when you want to address whether or not you’ll qualify for need based aid; it should be calculated when your student is in their junior year of high school or you may head down a very expensive path.  We help our families understand not just if they will qualify but what it means if indeed they do not.  We also calculate their ability to pay to the dollar, so they will know exactly what each college will expect them to contribute.  We then discuss whether or not their student is a prospect for merit based scholarships.  This can greatly reduce loan burden but it’s important to isolate which schools WILL give your student scholarships.  Many colleges offer no merit scholarships, so it’s important to understand that well before your child applies.  It doesn’t seem fair, but it’s true.  Nonetheless, there are still some amazing values out there.   I have three daughters who are proof.

We often have parents tell us that they have already used the net price calculator on a college website to calculate their EFC (Expected Family Contribution).  But we cannot stress enough that these calculators are notoriously inaccurate.  One of the biggest values we offer to families navigating this often overwhelming process is helping them get a clear picture of the finances involved in college admissions.  It is not black and white, and by understanding it before your student falls in love with a college you clearly cannot afford, you will save time, money and aggravation by tackling the money first.  After all, the bottom line for many families now is “can we afford it?” and students are beginning to be on board with the understanding that loan debt is NOT something you want when they hand you your college diploma.

College Parenting

The Truth About Helicopter Parenting

We’ve all heard the term “helicopter parent” and as college admissions consultants, we are all too familiar with the term and the type. The tell-tale signs start right from our first meeting; parents who won’t let their child get a word in edgewise and who dominate each conversation or workshop by attempting to “sell” their student’s accolades as if we were hosting a contest.

Most of our staff members are parents too and we understand the desire to “brag” about our children’s achievements, awards and academic successes. But the bigger question has become, “are overzealous parents doing our children a favor?” and more importantly “could we actually be acting in a manner detrimental to our children’s success?”

A recent article in the Wall Street Journal by Rob Lazebnik coined this phenomenon “Concierge Parenting.” Never in history have parents taken on a bigger role in controlling their children’s future. Parents answer emails for their students, write their college essays, schedule their visits, the list goes on and on. We tell clients at our Parent Workshops: “Your job is to make yourself irrelevant.” Sound harsh? It isn’t – it’s actually “truly” parenting to teach your children to fend for themselves. You will not be there, nor should you be, when they head off as

If you don’t allow them to spread their wings in high school, they certainly won’t know how to do it when they really are on their own. We see very few parents who allow their children to “OWN” their college search process and in the end, this affects not only the student’s overall self esteem, but makes it very difficult for teenagers to find their own identity.

A recent interview with Erin Chastain, the head women’s soccer coach at DePaul University, a Division I program, shed light on how helicopter parents are perceived from the perspective of a college coach. Parents – listen up. Ms. Chastain notes that students are being recruited at younger and younger ages which allows parents to excuse overstepping their parental boundaries. However, Coach Chastain said that during the recruitment process, it’s not just the athletic prowess of students that coaches are watching – it’s the parents’ behavior.

“We are absolutely evaluating the parents on their visit. Do they let their child self-advocate? Are they supportive and respectful?”

Coach Chastain goes so far as to say that they look to the parent’s character to see what they might be getting in a student. If most parents knew their behavior on the sidelines would affect their child’s destiny, would they change their ways? It’s something all parents should ask themselves and not just those with athletes because the old saying “the apple does not fall far from the tree” is often quite accurate.

So what is an over-anxious parent to do? Take a breath first of all. I was always taught that the best way for any of us to learn how to succeed was to fall down and figure out how to get back up. Many of us don’t allow our children that lesson anymore; WE pick them up. And then we make their beds, cook their food, pay for their iPhones and dominate their college search or athletic endeavors. Unfortunately, we aren’t doing them any favors; we are paralyzing them. There is a famous poem by Kahlil Gibran titled “On Children” that I’ve had on my refrigerator since the day my oldest daughter was born. Every parent should read it. . . “Your children are not your children . . . You may give them your love but not your thoughts, for they have their own thoughts. You are the bows from which your children as living arrows are sent forth. . . you may strive to be like them, but seek not to make them like you.” Sound advice that, when followed, will yield independent, young adults who are able to think and do for themselves. After all, do you really want your children coming back home after college? Probably not.

Make your list and check it twice

As a college admissions counselor, one of the most exciting points in our process is the meeting with a student when they receive their school list. This meeting is a milestone. It means that this student has completed a series of sessions with us based on a number of assessments aimed at the best college “fit.” Fit is a magic word in the world of college admissions and is tossed around quite a bit, but it is paramount to our system.

A good college list is based on a number of factors unique to each student. First and foremost is academic rigor and performance. A student who has excelled in AP classes, knocked their standardized test out of the park and participated in a number of extracurricular activities is sure to have a list with school names all of you would recognize. But what about the” B” or even “C” student? What about a student who has done very well in school but doesn’t have AP classes on their transcript or hasn’t been able to break 1200 on their SATs (that is Math and Reading – writing is really not a factor on the SAT combined score). What will their list look like? Families must also factor in finances, the question of whether or not Division I, II or III come into play (pun intended), and other factors… there are many ingredients that go into this recipe, and it can get quite complicated.

And that is exactly what I tell my students after we wrap up our second one-to-one meeting aimed at finding fit and possible majors and careers. Many ingredients are added to the recipe, which makes each list unique. In addition, the process is dynamic, seemingly always shifting. After all, they are teenagers!   This is why college lists should be revised and refined as the student moves through her junior and into senior year. Students’ academic performance often improves (or wanes) as junior year moves along. Maybe they took the SAT or ACT for a second (or often third time) and the scores increased. This would enable them to either add more competitive schools or adjust the selectivity rating we have already assigned. And often students’ interest change – actually more often than not!

Our college lists are comprised of schools with three categories: Stretch, Probable and Safe. And they are just as they sound. A stretch school is a school we believe will be somewhat difficult for a student to gain admission to. A probable school is one we believe they will “probably” be accepted into and a safe school is, well, self explanatory. We all remember our safeties! And it is worth noting right here that we tell EVERY student that it is extremely important they like (if not LOVE) their safe schools. Why? There are two reasons. First, these are the schools that will usually offer merit scholarships. Merit awards are scholarships based on a student’s academic performance. A school sees a student that is higher than their average applicant and offers a certain amount of money that will not need to be paid back. And as we often tell students, it’s great to be wanted! We see families more and more weighing their options based on finances and having a huge scholarship is hard to turn down.

In fact, financial fit is an area that has become much more critical. Most college admissions counselors do not have this expertise, so buyer beware. I’ve said in past blogs that we will not put a family in the position of having their child fall in love with a school that we know they cannot afford. We recommend that early in your college search process, you assess your affordability by calculating your EFC or Expected Family Contribution. This is the amount that the government and colleges assess (based on a complex formula) that you can afford to contribute towards your child’s education. And it is always MUCH more than you could ever imagine. So what do you do? This becomes one of the ingredients in the “list recipe.” Not all schools give merit money. Some schools are known for generous financial aid packages and others are stingier; your child’s list will have appropriate schools to your financial situation.

Other than social fit and finances, the most important ingredient is of course, academic fit. All colleges and universities are NOT created equal! If a student wants to become a mechanical engineer, they will not see a small liberal arts college on their list. And vice versa. A student who wants to major in Art History or English may savor the small, Socratic method of learning so they probably won’t see the University of Michigan on their list.

In our work, we give numerous assessments to assure families that the schools they visit are an accurate representation of their child’s academic strengths, aptitudes, learning style, personality, and interests, all combined with their finances.

So there is much that goes into a student’s list. At The College Advisor of New York we enjoy all phases of the college search process but the ultimate reward is watching a student find a school from a list we worked hard to create.

You’re a Rising Senior… What Happens Now?

It’s a busy time in the world of college admissions. It is DECISION TIME for seniors. The acceptance letters are in, financial aid offers on the table, and families are considering all their options. It’s exciting and stressful but ultimately it’s the first step towards a child’s independence.

What makes it even more exciting for us as college counselors is just as we are saying good-bye to our seniors, the cycle begins anew as our juniors become “rising seniors.” This was an interesting year in college admissions as students saw a staggering number of deferrals and waitlists. Each year, more students enter the college application process and vie for the same number of slots. The result?   A highly competitive environment. But juniors take heart! We have some advice on how to take the reins and map out a plan for the next six months. And when I say SIX MONTHS I often see students gloss over; six months seems shockingly soon. However, if a senior applies under the Early Action plan (which we advise in many – but not all – cases), then we’re actually just six months from hitting the submit button.

At The College Advisor of New York, we are thrilled when we are able to begin working with a student at the beginning of their junior year in high school.   Junior year is extremely stressful for many students, so we aim to alleviate much of that stress by setting milestones that are easily manageable. Junior year is also the most academically challenging and there are many extras that need to occur alongside students’ busy schedules. Here is some important information that Rising Seniors should pay particular attention to:

  1. Focus on SATs and ACTs.

Standardized testing is the name of the game for juniors – there is no way around it, even if some schools offer test optional policies, every student must still score well on the SAT and/or ACT. But now students have choices and it is always our goal to find the test that each student feels most comfortable with and (hopefully) excels at taking. We offer test prep options and various diagnostics to decode where that comfort zone is. If you are a junior and haven’t mapped out a standardized testing schedule, now is the time to do so! There are June tests dates and early fall as well, but now is the time to know where you stand. Most juniors should have taken at least one round of SATs and ACTs by June.

  1. Teacher Recommendations

Your teachers play a crucial role in your application process (beyond the obvious grading) because every student will need two or three letters of recommendation. We advise our rising seniors not to pack up for summer break until you’ve reached out to the teachers you hope will work with you. I often hear “isn’t it too early?” and the resounding answer is NO! It is a courtesy to teachers who are inundated with requests in the fall. The most popular teachers are often asked to write 50-100 letters and it isn’t fair to spring this on them last minute. You also risk that they cannot accommodate you. So stop by their classrooms before leaving for summer break and let them now you hope to be first on their list. And do remember to write them a note of thanks!

  1. Stay focused

Spring fever is a problem for all of us but especially for high school students ready to leave the stress of junior year behind. We can’t stress this enough: STAY IN THE GAME UNTIL THE END OF THE YEAR! Your junior grades will be closely scrutinized so don’t let up now. As college admissions becomes more and more selective, it is key to present your very best self. If you’ve worked hard junior year, let that be reflected in great grades and final exam scores. You can play when school gets out!

  1. Plan for next year

At this time, most juniors have met with their guidance counselor to plan courses for next year. At The College Advisor of New York, we enjoy helping our students plan their course schedule. Students often ask if it is okay to take (for instance) a business (or other less stressful elective) instead of a core class, like Chemistry or English. Our answer with some exceptions is “NO.” Now, more than ever, schools are looking for students who excel in a rigorous high school college prep curriculum. They are comparing you to thousands of other students nationwide and abroad and now is not the time to take something from the a la carte high school menu. Stick with the core classes and do your very best. If your schedule permits an elective, then by all means add it. College will give you ample time to explore different areas of study and take those classes you’ve always dreamed about, but for now, stay focused on the core.

Junior year is preparation for the rigors of life in college. You’ve been tested academically and outside the classroom as well. The students who balance their studies and extracurriculars successfully, usually adapt well to college.   Heed this advice and the transition to rising senior status (and soon enough, high school graduate) will be smooth sailing!

 

 

 

 

 

Dr. Skarlis on the Investment Show

Dr. Dean Skarlis will discuss college financial aid, college admissions, and related topics on Talk 1300 Radio.  Listen online at http://www.talk1300.com/!

Dr. Dean Skarlis on the Investment Show with Sandy Family
Saturday, April 4 at 9:00AM
Talk 1300 Radio hosted by Ken Leonard
http://www.talk1300.com

Choose the Right College – At the Right Price!

Join Dean Skarlis, President of the College Advisor of New York, to discuss college admissions and financial strategy. Dr. Skarlis will be sharing his insight on how to find the right fit college, and how not to empty your bank account doing so! Parents of high school sophomores and juniors are encouraged to attend.

Tuesday, March 31, 2015
6:30-8:30PM
Voorheesville Public Library
At the Library Community Room

To RSVP, contact Kathleen Tyrrell at (518) 785-2791 or email at kathleen.tyrrell@voorheesvillelibrary.org.

Join Dr. Dean Skarlis on Finding the Right College at the Right Price

Dr. Dean Skarlis of The College Advisor of New York will outline the steps you need to find a best fit college. Some of the topics he will cover are: the top five factors colleges look for in applicants; the financial aid process and strategies to reduce college costs; rankings/schmankings: understanding why “fit” is critical;  SAT/ACT strategy; how to make the most of college visits; writing the essay…and more. The information and handouts you will take home from this presentation will help you in your child’s college search.

Dr. Dean Skarlis, The College Advisor of New York
High School West Building, Room 50
Tuesday March 24
6:30-8:00pm
$15 admittance fee

For parents of high school sophomores and juniors.

College Fair season is upon us. Here’s how to make the most of it!

As college admissions coaches, we are frequently asked by the parents and students we work with whether or not they should take the time to attend their high school’s college fair. For those new to this process, a college fair is an event where multiple (usually between 50 and 100) colleges and universities come to one venue to entice prospective students to take a serious look at their school. Most large high schools will offer at least one to their students. Sometimes, other venues like community colleges, offer similar or larger college fairs. We highly recommend that juniors (and often sophomores) take advantage of this unique opportunity to see so many schools (all in the same room) ready and waiting to answer their most pressing questions.

At The College Advisor of New York, we build a unique college list for each of our students and it is our recommendation that they visit at least half of the schools we recommend. However, we know that now more than ever, families and students are pulled in many different directions, and it is often impossible to make it to every campus before submitting an application. This is where the college fair comes in.

Admissions offices from all over the country send their “A” team representatives to these events and they are ready and waiting to answer your questions. What is the best way to approach a fair? It pays to have a plan. High schools will post the list of colleges that will attend their fair a few weeks prior to the date. This way you’ll know how many schools on your list will be represented and you can plan accordingly. We do NOT recommend visiting every college who attends the fair. This is why you should do some research before you go. We suggest limiting your discussions to 10-12 schools. Don’t walk into the room without a pen, paper and something to hold the multitude of literature you are about to be given. That said, don’t stick to your comfort zone either. This is THE time to branch out and take a look at schools you might otherwise never have considered. I can’t tell you how many of the students we help tell us, “I would never have considered that school, but you put it on my list and I met them at my college fair!”

Parents should let their student take the lead and make the initial connection. Fairs are set up just like they sound – rows and rows of schools right next to one another. Find a school you want to start with and make contact with their admissions’ representative by introducing yourself. Have at least two questions written down and get the answers. Try to think of questions you can’t find the answer to on the school website – this is the time to get more personal and focus on something you might not have found online. Maybe you want to major in Art Conservation, which is extremely rare, and they are one of the few schools to offer it. Ask how many students are currently enrolled in this major. Admissions representatives are well versed in all aspects of the school they work for, and they love to talk to students. If they don’t know the answer to your question, they will find it for you. Usually, they will offer you their business card, and here is a crucial piece of advice for student: If you are interested in “X” school after speaking with them, take these cards home and write a thank you note (or email) to the person with whom you spoke. Sadly, a personal note has gone the way of the dinosaur, but there is enormous value in sending one. And, if you are truly interested in “X” school, they will track this interest. Most colleges monitor a student’s interest whether it is via campus tours, social media or a personalized note.

Some advice for parents: be on the look-out for application fee waivers. Most schools will have a postcard for students who stop by their booths with a code printed on the card. This code, when entered into their application, will waive the application fee. These fees range from $50-$75 PER SCHOOL, so saving on a few of them is nothing to sneeze at!

At the end of the night, it’s wise to take all your material home and organize it into piles: “Interested, Not Interested and Maybe” and make notes. This way, you can keep tabs on schools you want to follow up with and visit if your interest is piqued.

Will a college fair replace a campus visit? No. But it will help to streamline what can seem like an overwhelming process. It allows you to “cast your net wide” and then narrow it down, without ever leaving your high school gym.

“Planning For Prosperity” Radio Show with Mike Brown

Listen to Dr. Dean Skarlis and Mike Brown of Madison Wealth Managers on the “Planning For Prosperity” radio show on February 22, 2015. They will be communicating the latest trends in college admissions and financial aid. They will also discuss the advantages and disadvantages college applicants face as they seek out the “right fit” school.

Sunday, February 22nd
Madison Wealth Managers WGY Radio
“Planning For Prosperity” Radio Show
Focusing on college admissions and financial aid!

Tune in for the valuable insight and advice provided by Mike Brown and Dr. Dean Skarlis on Sunday!