Author Archives: College Advisor of New York

College Planning Maximizing Your Child’s Future & Protecting Your Own

This workshop will feature Dr. Dean Skarlis founder and president of the College Advisor of New York and Lou Pierro of the Pierro Law Group. Join us to learn how to form concrete steps that lead to a secure future for your children, and peace of mind for you. The focus of education planning for parents is saving for college, using 529 plans, qualifying for student aid and loans, and gifting to children and grandchildren. We will expand this topic to include finding the right college fit for your student, preparing for SAT & ACT tests, how to maximize aid and scholarships, planning for the unexpected, and protecting family assets.

The workshop is free but seating is limited, so please reserve early by calling 518.459.2100.  It will be held at the Pierro Law Group, 43 British American Blvd., Latham, NY 12110 at 5:30 p.m.

 

College Success, with a little help from us

By Deb Coco

I don’t believe we have posted one blog without stating that the landscape of college admissions is changing.  At our staff meeting last month, we had a round table discussion to wrap up the 2014 admissions season.  We all put our two cents in and we all have different experiences to discuss based on the students we worked with, but the one prevailing theme was this . . .all bets are now off.  What do we mean?  As one counselor stated  “I used to be able to predict with much more accuracy which students would be accepted to which schools; now I cannot do that. I can’t guarantee a family that their student will absolutely get in when they ask me point blank.”

The structure of acceptances has changed dramatically.  Now, more than ever, we believe that finding the right college admissions assistance is imperative.  At the College Advisor of New York, we tell families in our first meeting that we are committed to finding the “right fit” and we work extremely hard to achieve that.  Our students complete assessments and questionnaires with pointed and thought provoking questions that get to the bottom of who they are as a student and lifelong learner.  We all learn differently and what works for one student (a small class with individual instruction vs. a large lecture hall – college vs. university? ) does not work for another.  Our process whittles down all the options so that the campuses our families visit are accurate representations of where we feel kids will flourish.  This is a huge time and money saver because let’s face it – everything about college is expensive, including visiting them!

It is our belief, and our success rate bears this out, that by engaging in our process,  admissions success will improve dramatically.  The national average for admissions is 64%; at the College Advisor of New York, we can boast a 91% acceptance rate.  Our graduation rate is just as impressive; the national average lies around 52% and ours is 88%.  So although many bets are off, working with us as your college consultant will greatly increase your student’s ability to get admitted and graduate from college.

Our year end client surveys are beginning to come back to us, and we are thrilled by the difference we have made for our families.  We “helped make the process manageable”; “you challenged us to look at schools we might not have known about with wonderful results”; “you saved us time and money”; “we got a note in our daughter’s acceptance stating her essay was top notch!”  . . . and the list goes on.  As counselors, we can’t ask for more.  It is our goal to not only help our clients through this process but our hope is that they actually enjoy it.  Our students are asked to dig a little more deeply and explore more options than the average high school student.  Do they complain?  Sometimes .  Does it pay off?  Ask about our transfer rate.   That is our low statistic.

So, the take away from the staff meeting was that we can’t promise our families that we can get their child into the school of their choice.  Don’t trust a counselor who does. However, we can GREATLY increase your chances and, in the process, add some self discovery and give you peace of mind.  That we can guarantee.

March 18 – College Admissions and Aid 101 – Shenendahowa High School Continuing Education

This continuing education program offered by Shenendahowa High School will take place on Tuesday, March 18 at 6:30 pm in Room 50 of High School West.  There is a $12 fee for this program which will help parents of high school sophomores and juniors begin the college admissions search.  Topics covered will be:

– The Top 5 factors admissions officers look for in applicants

– How to use your student’s unique attributes to find the right fit and pay less

– A detailed understanding of the financial aid process

– How to maximize aid and scholarships

– How to begin your student’s college search

For more info, please contact:  Jill Balzer at balzjill@shenet.org  Or click below 

 

http://shenet.org/district/CommunityServices/spring2014brochure.pdf

Voorheesville Workshop – The Right College At The Right Price

This program, hosted by the Voorheesville Public Library begins on March 12 at 6:30 pm.  It is free and open to the public, and will focus on the following aspects of college admissions, financial aid, and scholarships:

http://www.eventkeeper.com/code/events.cfm?curOrg=VPL&curApp=events&curMonth=3&curYear=2014&SelectedDate=3/12/2014#3/12/2014

– Understanding the financial aid formulas

– What college admissions officers are really looking for

– Which types of courses should seniors be taking

– How to maximize financial aid and scholarships

– What does college “fit” really mean

– How to best work with your child during this stressful process

Submit And Then What? The Answer Unfortunately, Is Wait . . .

We all have been told at one time or another that “patience is a virtue” and it’s certainly part of life.  No time exemplifies this adage better than the months that follow hitting the submit button on college applications.  Initially, there is a huge relief for all: parents, students and even college admission counselors.  Months (often years) have gone into that one moment; studying, taking standardized tests, visiting campus after campus, writing the very best essay. . . and then it all comes down to submit . . .and wait.  And that’s the hardest part.

We have somewhat of a “post application lull” here at our office.  It always coincides with the holidays.  Our students and parents have done their “due diligence” and we’ve watched, guided, and prodded them through the process to application submission.  But now what?  Calls from parents start coming in right about now – mid February. . .and you can hear the return of anxiety in their voices.  They wonder when they might start hearing back from schools and those who already have received acceptances wonder when (and if) financial aid decisions or merit awards will come in the mail.  Unfortunately, there is no tried and true formula.  It sounds trite to say, but every school is different, and it’s true.  However, here is a rough guideline on how things “normally” unfold in the months after application season.

First – an important note to ALL students in the process of applying and we CANNOT stress this enough:  Once you have submitted your application you should ALWAYS follow up with the school to which you have applied and inquire “is my application complete?”  I can’t tell you how often we hear that something did not make it, whether it is transcript from a guidance office, a recommendation, a financial aid application, or SAT/ACT scores; quite a few things must come together to make an application complete.  Do NOT leave this to chance; it only takes a few minutes to follow up!  And who should follow up?  If you’ve read our blog in the past you know the answer:  the student, not the parents!

The EA and ED decisions will come in first, normally by early January (some as early as Christmas).  But that doesn’t mean the financial aid decision will soon follow, so the waiting is often not over.  The filing of the correct forms is crucial for the schools to send out awards and loans; this is a great reason to rely on an admission counselor familiar with what financial data schools require from you.

Beyond EA and ED there are two other types of admissions decisions: Regular and Rolling.  Regular decisions “should” be in by mid-March and Rolling are just what the word says . . .they roll through the process as they arrive in admissions offices.  So, the applications they see first are decided upon first, and so on.  There are schools that will accept applications right into early June, although this is rare.

Whichever application you submitted, there is waiting to be done.  The best way to assure your wait isn’t agonizing is to have been well prepared and submitted the best application on the correct timeframe with the correct documents, both academic and financial.  Don’t leave this to chance.  College admissions counselors know the roadmap and the timeframe and are here to help and alleviate worry and stress.  It’s the biggest decision a student will have ever made with a price tag to match, and we are here to help!

What is a College Advisor?

The following post was written by our Director of Client Services (and mother of 2 college and 1 high school students), Deb Coco. 

What is a College Advisor?  It’s one of the first questions you ask a new acquaintance  . . . “what do you do?”  And when I reply “I am a college admissions counselor” I often get a puzzled look.  The next question is always “do you work for a school?” and that leads into a discussion about what we at the College Advisor of New York actually do.

I understand the initial query because we are somewhat of a new kid on the block.  My memory of being a high school student involved only my high school “guidance” counselor and my parents navigating me through the admissions process.  However, as we’ve said in previous posts, the landscape has changed.  Parents phone us now, often overwhelmed and confused by a system with which they feel uncomfortable, and they are searching for help.

That’s where we come in.  We help families find the “right fit” school for their students.  By “right fit” we mean academically and socially for the child and financially for the parents.  This used to be easy and the stakes weren’t nearly as high.  My first tuition bill is now the equivalent of what my daughter’s books cost per year.  . . this is no joke.  Families who begin the college search on their own often quickly realize they are in over their heads.  Common questions include “Will my child be a competitive applicant?”;  “What type of student gets into an Ivy now?”; “How do we prepare for the SAT?”; “What is the timeline for the application process?”; “Will we qualify for need based aid?  How about scholarships?”; and the all too real “Did we save enough?”

These are all important questions and we have the answers.  We shepherd families from the beginning of the process right through to the final decision.  For students, we offer major and career counseling, a customized school list based on a series of unique assessments, essay coaching and editing and application guidance and review.  We empower students to take ownership of the college admissions process.  For parents,  we “have your back” so to speak, and often provide a cushion between parents and students when emotions run high.  We help parents understand their unique parenting role throughout the process.  In fact, we often spend as much time coaching parents as we do their kids!  What sets us apart from other counselors  is complete guidance through the financial aid and scholarship strategy process.  For many of our parents this is our most valuable service.  Many families will not qualify for need based aid, but they have no idea how to come up with the extra $55,000-$61,000 yearly tuition, room, board and fees (yes, those figures aren’t a typo).  We help parents plan and strategize early on in the process, submit the correct financial aid forms, maximize aid and scholarships, and then guide them in making the best family decision in the end.

The college search process is often an emotional transition for families.  It’s with a heavy heart that we send our children off into the world, and it becomes even more stressful when we feel out of our element.  We can help, because ultimately, knowledge is power.  And we help you understand that you have the power to make the best college decision.

Want To Stand Out In the College Admissions Process? Read On.

 The following post was written by our Director of Client Services, Deb Coco.

What makes a student an appealing candidate?  The answers might surprise you . . .and it’s a very good reason to hire an independent college admissions consultant!

There was a time when  good grades (and I mean just “good”), solid SAT scores and a sport created a competitive college applicant.  Add legacy status to the equation and a solid student  becomes a “shoe-in.”  Those were the good old days.  The landscape has changed.  Applicant numbers are higher than ever before (not to mention costs) and the criteria for being a top candidate is not only more competitive than ever, but the list of what admission committees are looking for has shifted.

According to the IECA (Independent Educational Consultants Association), the number one reason to hire a college counselor is that every school is looking for something different  . . . there is no one recipe that satisfies every college admissions professional.  And to complicate the strategy, some items that used to carry weight no longer matter as much.   The top factors that diminished in importance: being a legacy and having a huge array of extracurricular activities.  This comes as a shock to many families!  So what do they want?   It’s actually back to basics.

1.  Strong grades in a rigorous high school curriculum.  Still the most important factor.  The classes should, if possible, include AP or IB, (if students can handle them) and grades should always show an upward trend as a student progresses through high school.  If AP or IB courses are not available, then Honors courses are a must.

2.  Strong standardized test scores; this means the SAT and SAT subjects tests.  The ACT is still foreign to some families, but has become recognized by more and more schools.  It is often accepted in lieu of SAT, and it is important to note that students who don’t see stellar results on their SAT scores (but have high GPA’s) will often see a better result on their ACTs.

3. A well written and compelling essay.  This is another solid reason to work with a college counselor.   It is important to note the value of this component increased significantly over the past several years.  Even students who excel at writing struggle with this essay;  it’s entirely different from anything they will ever have written and is a far cry from a research paper.  Heed this warning to not rely on an English teacher’s critique of this crucial piece of writing.

4. Passionate involvement in a FEW activities.  This is another change. For years student were  told to be involved in “anything and everything.”  Schools are now very suspicious of clubs joined in senior year.  They want students with “authentic passions” who are leaders in whatever passion they pursue.

5.  Strong teacher recommendations.  These should come from teachers in core classes who know you well.  We always advise that students stick to the number a school requests – don’t overdo it with multiple letters from everyone you know!  Here, it is quality over quantity.  If they ask for two, give them two from teachers with whom you have built a strong rapport in your top classes.

There you have it.  Now get busy on each of these 5 factors, and you’ll have some excellent college options!

 

 

Conquering The FAFSA and That Other Financial Aid Form

If it’s January, it must be financial aid time!  If the first sentence doesn’t scare you, keep reading for some tips on how to best complete the FAFSA and CSS Profile (the other financial aid form).

Over the years, we’ve helped thousands of families complete their financial aid forms, and we’ve learned some tips to navigate the process effectively.  Here are just a few that may help you:

1.  Get the FAFSA done YESTERDAY.  The FAFSA becomes available on January 1 of your student’s senior year of high school.  Many schools have February 1 deadlines; others are a little later, but the earlier you get the forms done, the better your chances for aid are.

2.  Don’t have your 2013 tax returns or W-2 forms yet?  Then estimate, based on last year’s forms.  Most of us have a good idea of what will be coming in for 2013.  Use last year’s W-2 and your 2012 tax return to help you gauge this year’s numbers.

3.  Don’t worry about getting it exactly right.  You’ll have an opportunity or two to adjust the numbers correctly after you’ve filed your tax return for 2013.

4.  Check your child’s college web sites to see if they require you to complete additional forms, like the CSS Profile in addition to the FAFSA.  The Profile is much more complicated, and may require the help of an experienced college financial aid advisor.  The form is about 5 times longer than the FAFSA and get can quite complicated.  It also considers different assets and your income differently in calculating your ability to pay for college.

5.  Even though the FAFSA (and Profile) form asks for your child’s email address, list yours instead.  How many kids check their email?  Even if they do, they probably won’t respond to anything that says “financial aid,” and you could miss important information from the feds or your child’s schools.

6.  List any money you have in a 529 Plan as a PARENT asset on the FAFSA.  529 Plan money is considered as a parent, not student asset in the aid formulas.

7.  Complete your tax return as soon as possible, preferably by mid February.  Why?  Because many colleges will ask for your tax return data to verify the information you’ve provided.  Some schools will not process or finalized your financial aid package until after they see a copy of your W-2 and tax return forms.

Our clients receive this and additional information early (in November) so they are well prepared to complete the necessary forms in a strategic and timely fashion.  In doing so we can help them save thousands of dollars each year off the cost of college.  Hopefully, these tips will help you as well…Good luck!

January 4th College Planning Program

Date:  Saturday, January 4, 2014

Time:  10:30 am – Noon

Where:  Schenectady County Public Library (Clinton Street)

For:  Parents of 9th, 10th, and 11th grade high school students

Cost:  NONE!

The program is sponsored by Watson, Peterson and Company, CPA’s.  Learn the following from Dr. Skarlis:

  • Why college admissions is dramatically more competitive than it was 10 years ago.
  • The top 5 factors colleges consider when deciding which students to admit
  • How to maximize scholarships
  • Which financial aid formula does your college use to calculate your ability to pay
  • Strategies to cut the cost of college
  • The “Rule of 7” – helping families make sound college decisio

To Register:  Contact Sue Alexson at:  sue@watsonpeterson.com.

Tuesday, November 19 – College Planning Program

See Dr. Skarlis speak in Saratoga Springs this week!  In conjunction with Edward Jones, Dr. Skarlis will discuss college planning for parents with students of all ages at Longfellows Restaurant.  The program will begin at 6 pm on Tuesday, November 19.  

RSVP today: Joanne Hemstreet at 518-383-1356 or
joanne.hemstreet@edwardjones.com